insurance-claims

Roofing Insurance Claims in The Woodlands, TX.

Natural disasters in The Woodlands are not common, but heavy thunderstorms still cause irreversible damage to homes and buildings. Contact Amazing Renovation to find roofing contractors who know your rights as you work with an insurance company. Choose contractors who do not work for this company. Know the steps of the claim process:

  • Amazing Renovations is a company that works for your best interests. A contractor files the roofing claim and talks to an insurance adjuster. The inspection process starts on your house.
  • When an adjuster responds, receive a time and date when your house will be inspected and share the details with Amazing Renovations.
  • Preferably, an agent visits with you before the adjuster does. The damaged roof parts are marked with chalk. Your agent makes sure that the adjuster sees all the damage.
  • Then, the agent and adjuster talk about the destruction and create a settlement made in the best interests of the homeowner.
  • After the settlement is made, the adjuster sends you a payment check and written report minus the deductible. If you find any errors, your agent contacts the insurer to mend the problem and mails in another check.

Roof repairs are expensive, especially if the entire roof must be replaced. An insurer is usually selective when it comes to accepting claims. Read the policy carefully and work with a professional who cares about your rights. If a company does not accept your claim, know why and do not always blame the adjuster. Poor maintenance is one reason why your claim may be denied. Not doing regular maintenance causes all sorts of problems. Maintaining the area involves removing the collection of debris, moss and mildew. Choose not to clean the gutters and have water enter sections of the roof. The adjuster knows that you could have stopped damage, but chose not to do so.

Another reason for a claim denial is the use of unknown roof materials. Your policy is not guaranteed to cover hard-to-find materials like slate. Also, it could be hard if the roof is covered by a warranty. A typical insurance provider does not want to spend money if coverage exists. Also, using a current warranty could be better than taking out a claim. Before you submit a claim, look at exclusions as you look over the policy with an agent. Do not skip on making questions or comments about your claim process. Consult with an Amazing Renovations provider right away. We select the best solutions for our clients and want to see them succeed.